Total Compensation Calculator

Your base salary is only part of the story. Calculate the true financial value of your total rewards package including equity, 401k match, and healthcare.

Offer Details

Equity (Stock/Options)

Benefits & Perks

What the company pays for your premiums.

Total Package Value

Annual Total Compensation (TC)
$1,33,500

Your Base Salary makes up only 74.9% of your total financial package.

Value Breakdown (Per Year)

Base Salary:$1,00,000
Bonus Target:$10,000
Vested Equity:+ $10,000
401(k) Free Money:+ $4,000
Health Premiums Paid:+ $8,000
Other Perks:+ $1,500

Salary vs Total Compensation

When comparing two job offers, most candidates just look at the base salary. This is a mistake. A job offering an $80,000 salary with incredible benefits is often financially superior to a job offering $95,000 with terrible benefits. You must calculate the Total Compensation (TC).

The Pillars of Total Compensation

  • Base Salary: Your guaranteed fixed income.
  • Bonus/Commission: Variable pay tied to performance.
  • Equity (RSUs/Options): Stock in the company. For tech workers, equity can sometimes be worth more than the base salary.
  • 401(k) Match: Free money. If a company matches 5% of a $100k salary, that is $5,000 of invisible cash added to your net worth every year.
  • Health Insurance Premiums: If Company A pays 100% of your family's health premiums, and Company B makes you pay $600/month out of pocket, Company A is effectively paying you $7,200 more per year in post-tax money.

Negotiating Based on TC

If a company refuses to budge on base salary, pivot your negotiation to other elements of the Total Compensation package. Ask for a larger sign-on bonus, more RSUs, or an extra week of paid vacation.

Frequently Asked Questions

What is the Total Compensation?

The Total Compensation is a free online tool designed to help you calculate the true value of a job offer (base + bonus + equity + benefits).

How much does the Total Compensation cost?

Our Total Compensation is 100% free to use. We do not require any signups, subscriptions, or credit cards.

Is my data safe when using this tool?

Yes. All calculations are performed locally in your web browser. We do not store or save your financial data or inputs on our servers.